FROM THE BLOG

What to do when you cannot get motor insurance.. At any stage during your driving lifetime, you can find yourself shut out of the standard motor insurance market. It is not just those with driving convictions that can find it difficult to obtain motor insurance. You may have been unlucky to have a number of...

Standard insurers are fine if you fit their profile, but what if you are a bit different? it isn’t a good feeling to ring up a standard insurance company to be told you are not wanted. Standard insurers want to put people into neat boxes, but what if you are different and don’t fit into...

How to get insurance if you have a conviction.. At any stage during your driving lifetime, you can find yourself shut out of the standard motor insurance market. In our experience, people that have had a motoring or non motoring conviction can find it difficult to get affordable insurance when they look to get driving...

So you need to insure a second vehicle within the family – what are  your options? It can often be the case that one person in a family has a vehicle insured for a number of years and built up a no claim bonus in their name. That is fine until a second vehicle is...

What makes a commercial vehicle non standard and how can I insure it? Most insurance companies like risks to be straight forward so they can easily rate it. So they are happy to quote a carpenter (for example) with a small van with his own goods inside and who has a lot of claims free...

What to do when you cannot get motor insurance.. At any stage during your driving lifetime, you can find yourself shut out of the standard motor insurance market. It is not just those with driving convictions that can find it difficult to obtain motor insurance. You may have been unlucky to have a number of...

Non standard house insurance We often get asked, when is a house classed as non standard for insurance purposes? Here are some examples: If your house has over 20% flat roof. If your home has been previously flooded or is in a flood area. If you have one or more claims in recent years. If...

It is something we all dread, being involved in a motor accident that is our fault. The stress of dealing with insurers, repairers and garages and the thoughts of what your insurance is going to increase by, certainly doesn’t help. But can you source an alternative quotation after a motor insurance claim? The answer is...

People finishing a driving ban often run into a catch 22 situation – It is difficult to get insurance without a no claim bonus, but how do you build up your no claim bonus without insurance cover? Most insurer’s will not allow a no claim bonus that has expired longer than 2 years, so if...