Property Insurance

Non Standard Insurance > Home Insurance

Home Insurance

Non-Standard Home Insurance

It is relatively easy to insure a ‘standard’ house. Most home insurers fall over themselves to insure that mythical 3-bed semi in a zero crime, zero potential claim area.

However, what if your property is an unoccupied house or home, or your policy has been canceled due to a non-disclosure or is deemed a high-risk home insurance category? Usually, insurers will tell you where to go, but not so at Nonstandard.ie. We specialize in non-standard house insurance and the unusual. Here are some of the area’s that we can help with:

Unoccupied property insurance (both residential & commercial, with various cover options).
Properties under renovation (comprehensive ‘all risk’ cover available).
Properties with a claims history (We can source cover for homes with multiple previous claims).
Properties in a flood area.
Subsidence history/underpinned properties.
A homeowner with previous convictions.
A client that has had a policy canceled due to a non-disclosure.
High-value property or contents policies.
Non-standard occupations.
Private homes with businesses attached.
Properties with flat roof’s (Up to 100% flat roofs considered).
Non-standard construction (including Log cabins, Timber buildings, Eco homes etc.).

The above list is not exhaustive, we deal with over 20 home insurers and underwriters, so ask us a question on our live chat or contact us on 0818 919699 today or complete our online form and we will do all we can to help.

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Your Details

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First Name *

Last Name *

E-Mail Address *

Phone No. *

Date of Birth *

Occupation(s) *

Policy in joint names?

First Name *

Last Name *

Date of Birth *

Occupation(s) *

Policy renewal date *

Or if new policy, please select the policy start date.

House/Property Details

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Address *

Correspondence Address

If different to above

What year was the property built? *

As close to the year as possible if exact year not known.

Is this your main residence? *

Please enter details *

Is the property standard construction? *

Please enter details *

Heating type *

Property type *

Types of locks on windows and doors *

Current insurers *

Roof construction *

Slate roof, etc. If flat roof, please advise what % of the overall roof is flat.

Is the house in a good state of repair? *

Has the property any history of flooding or is it located within 250 metres of a flood plain or a flood area? *

Please enter details *

Please provide more details.

Has the property any history of subsidence, landslide or heave? *

Please enter details *

Please provide more details.

Any additional information on this property that may affect the acceptance or rating of the property by an insurer? *

Additional Factors

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Do you have an intruder alarm? *

Alarm Type *

If so, please advise if it is a standard alarm or is connected to a monitoring station.

Is the property rented to others or a holiday home? *

Please enter details *

Please provide more details.

Is the property vacant/unoccupied? *

Please enter details *

Please provide more details.

Do you have two or more smoke detectors? *

Claims History *

Please provide details of any claims in the past 6 years (be it on this property or any other property owned or controlled by you, or any other policy type such as motor or travel if none please state none).

Sums Insured

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Buildings *

Insured value in Euro. If you are not sure about this figure, contact us or click here for the SCSI rebuilding guide.

Contents *

If renting, your contents only

Not what the landlord has provided.

All risks cover

This optional section covers personal items covered when outside the home.

Jewellery

Bikes

Laptop, etc.

Other

Please state what you need covered and each items value.

Cover Details

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Policy Excess

This is the amount you pay in the event of a claim. What amount would you be happy to pay? (A higher excess can often reduce your premium)

Choose Excess *

€250
€500
€750
€1000

Have you ever had insurance declined, cancelled or had terms imposed? *

Yes
No

Do you have any motoring or non motoring convictions? *

Please enter details *

Please provide more details.

Have you ever been declared bankrupt? *

If yes, please give details *

Please provide more details.

Terms of Business *

I wish to confirm I have read and accept the Terms of Business of Nonstandard.ie. Read our Terms of Business. Please note that you must agree to our terms of business, before you can submit for a quote.