At any stage during your driving lifetime, you can find yourself shut out of the standard motor insurance market. It is not just those with driving convictions that can find it difficult to obtain motor insurance. You may have been unlucky to have a number of insurance claims, you may have changed your occupation or had a policy cancelled by an insurer or decided to buy a vehicle that standard insurers do not want.
So what can you do? Here are our top tips for getting motor insurance when you have been declined elsewhere:
For a limited time only one of our insurers is offering a 15% new business discount on all Non standard cases. So contact us today to see how we can help.
If you’re still not having any luck getting insurance, contact our motor dept today on 0818919699 or fill in the contact form below and we will do all we can to get you on the road.
it isn’t a good feeling to ring up a standard insurance company to be told you are not wanted. Standard insurers want to put people into neat boxes, but what if you are different and don’t fit into a neat box?
Its ok to be different. At any stage during your driving lifetime, you can find yourself shut out of the standard motor insurance market. It is not just those with driving convictions that can find it difficult to obtain motor insurance. You may have been unlucky to have a number of insurance claims, you may have changed your occupation or had a policy cancelled by an insurer or decided to buy a vehicle that standard insurers do not want.
So what can you do? Here are our top tips for getting motor insurance when you have been declined elsewhere:
The best part of dealing with Nonstandard is that as you build up an insurance record, we will move you to the standard markets. At that stage, it will be those insurers looking for your business rather than the other way around.
Most insurance companies like risks to be straight forward so they can easily rate it. So they are happy to quote a carpenter (for example) with a small van with his own goods inside and who has a lot of claims free driving experience. A lot of commercial vehicle risks, however, fall outside what companies deem to be ‘standard’ and is not just those with van drivers with convictions that can find it difficult to obtain motor insurance. You may have a modified commercial vehicle (left hand drive, having racking systems in the back, having a catering vehicle for example) or you could have a number of insurance claims, or you may have an occupation the insurance companies don’t like (Insurers are very strict on occupations when it comes to commercial vehicles) or had a policy cancelled by an insurer or decided you will be using the vehicle for deliveries etc.
Here are some examples of non standard commercial vehicle clients we have recently helped:
So whatever your commercial vehicle scenario, we will be able to help you, contact our motor dept today on 0818919699 or fill in the contact form below and we will do all we can to get you on the road.
At any stage during your driving lifetime, you can find yourself shut out of the standard motor insurance market. In our experience, people that have had a motoring or non motoring conviction can find it difficult to get affordable insurance when they look to get driving again or look for house insurance when buying a home. Here are our tips for getting insurance after having a conviction:
For a limited time only one of our insurers is offering a 15% new business discount on all Non standard cases. So contact us today to see how we can help.
If you’re still not having any luck getting insurance, contact our motor dept today on 0818919699 or fill in the contact form below and we will do all we can to get you on the road.
Shame – it isn’t a good feeling to ring up a standard insurance company to be told you are not wanted. Standard insurers want to put people into neat boxes, but what if you are different and don’t fit into a neat box?
At any stage during your driving lifetime, you can find yourself shut out of the standard motor insurance market. It is not just those with driving convictions that can find it difficult to obtain motor insurance. You may have been unlucky to have a number of insurance claims, you may have changed your occupation or had a policy cancelled by an insurer or decided to buy a vehicle that standard insurers do not want.
So what can you do? Here are our top tips for getting motor insurance when you have been declined elsewhere:
The best part of dealing with Nonstandard is that as you build up an insurance record, we will move you to the standard markets. At that stage, it will be those insurers looking for your business rather than the other way around.
If you’re still not having any luck getting insurance, contact our motor dept today on 0818919699 or fill in the contact form below and we will do all we can to get you on the road.
Most insurance companies like risks to be straight forward so they can easily rate it. So they are happy to quote a carpenter (for example) with a small van with his own goods inside and who has a lot of claims free driving experience. A lot of commercial vehicle risks, however, fall outside what companies deem to be ‘standard’ and is not just those with van drivers with convictions that can find it difficult to obtain motor insurance. You may have a modified commercial vehicle (left hand drive, having racking systems in the back, having a catering vehicle for example) or you could have a number of insurance claims, or you may have an occupation the insurance companies don’t like (Insurers are very strict on occupations when it comes to commercial vehicles) or had a policy cancelled by an insurer or decided you will be using the vehicle for deliveries etc.
Here are some examples of non standard commercial vehicle clients we have recently helped:
We currently are offering a 15% discount on all non standard (as at June 2020) commercial vehicle insurance. So contact us today for a quotation.
So whatever your commercial vehicle scenario, we will be able to help you, contact our motor dept today on 0818919699 or fill in the contact form below and we will do all we can to get you on the road.
It can often be the case that one person in a family has a vehicle insured for a number of years and built up a no claim bonus in their name. That is fine until a second vehicle is needed by a family member or the main proposer themselves, how does insurance work out then?
One of the issues in the Irish market is that if a no claim bonus/discount is built up, it is built up on one vehicle (leaving more complicated policies such as fleet or motor trade policies to one side) only. So if you suddenly need to insure a second vehicle, a lot of insurers will start the proposer from almost zero and not give any credit for the bonus that was built up on the first vehicle. So under what scenarios could a second vehicle be needed?
If any of the above scenario’s ring a bell, than contact us to see how we can help you, We have various options with our non standard insurers including the ability to ‘mirror’ a no claim bonus from a first vehicle to a second. contact our motor dept today on 0818919699 or fill in the contact form below and we will do all we can to get you on the road.
Most insurance companies like risks to be straight forward so they can easily rate it. So they are happy to quote a carpenter (for example) with a small van with his own goods inside and who has a lot of claims free driving experience. A lot of commercial vehicle risks, however, fall outside what companies deem to be ‘standard’ and is not just those with driving convictions that can find it difficult to obtain motor insurance. You may have a modified commercial vehicle (left hand drive, having racking systems in the back, having a catering vehicle for example) or you could have a number of insurance claims, or you may have an occupation the insurance companies don’t like (Insurers are very strict on occupations when it comes to commercial vehicles) or had a policy cancelled by an insurer or decided to maybe you will be using the vehicle for deliveries etc.
Here are some examples of non standard commercial vehicle clients we have recently helped:
So whatever your commercial vehicle scenario, we will be able to help you, contact our motor dept today on 0818919699 or fill in the contact form below and we will do all we can to get you on the road.
There can be a number of reasons that you can find yourself without a no claim bonus for your motor insurance policy, such as:
Most standard insurers will require you to have a minimum of 2 years no claim bonus before quoting, if you don’t have this it can be very difficult to obtain a quotation in the Irish motor insurance market.
This can be even more difficult for someone that has been off the road for a motoring conviction. The issue most people have when looking for insurance following a motor insurance conviction is that most insurers will only allow a no claim bonus for up to 2 years after expiry, after that you are back to square one. This is where our unique motor scheme comes in to play. We can allow a no claim bonus up to four years after expiry, which will make a massive difference to the premium.
Obviously those looking for insurance following a drink driving conviction or similar can expect to pay elevated premiums initially as will those without a no claim bonus, but we can help to eventually ‘normalise’ your premium in due course, some of the ways we can help those without a no claim bonus include:
So if you don’t have a no claim bonus and need insurance cover, don’t waste your time with other insurers. Contact the experts on 0818919699 for a quotation today or visit our motor insurance page for more details
At any stage during your driving lifetime, you can find yourself shut out of the standard motor insurance market. It is not just those with driving convictions that can find it difficult to obtain motor insurance. You may have been unlucky to have a number of insurance claims, you may have changed your occupation or had a policy cancelled by an insurer or decided to buy a vehicle that standard insurers do not want.
So what can you do? Here are our top tips for getting motor insurance when you have been declined elsewhere:
If you’re still not having any luck getting insurance, contact our motor dept today on 0818919699 or fill in the contact form below and we will do all we can to get you on the road.
Request a
call-back
here