There can be a number of reasons that you can find yourself without a no claim bonus for your motor insurance policy, such as:
Most standard insurers will require you to have a minimum of 2 years no claim bonus before quoting, if you don’t have this it can be very difficult to obtain a quotation in the Irish motor insurance market.
This can be even more difficult for someone that has been off the road for a motoring conviction. The issue most people have when looking for insurance following a motor insurance conviction is that most insurers will only allow a no claim bonus for up to 2 years after expiry, after that you are back to square one. This is where our unique motor scheme comes in to play. We can allow a no claim bonus up to four years after expiry, which will make a massive difference to the premium.
Obviously those looking for insurance following a drink driving conviction or similar can expect to pay elevated premiums initially as will those without a no claim bonus, but we can help to eventually ‘normalise’ your premium inÂ due course, some of the ways we can help those without a no claim bonus include:
So if you don’t have a no claim bonus andÂ need insurance cover,Â don’t waste your time with other insurers. ContactÂ the experts on 0818919699 for a quotation today orÂ visit our motor insurance pageÂ Â for more details