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Why you need motor trade insurance

Motor trade insurance, what is it and why do you need it? Motor trade insurance is a specialist insurance policy, that will give you the ability to drive all of your own cars & vans as well as your customer vehicles (this is called a road risk policy). Additional covers such as public liability, internal...
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Why your home insurance may be invalid..

Why your home insurance may be invalid.. We all sign up for insurance products hoping they will provide peace of mind and expecting the cover to be there when we need it. But like all insurance products, house insurance come’s with terms and conditions attached, with the onus on you to disclose all relevant information to...
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What to do when you cannot get motor insurance..

What to do when you cannot get motor insurance.. At any stage during your driving lifetime, you can find yourself shut out of the standard motor insurance market. It is not just those with driving convictions that can find it difficult to obtain motor insurance. You may have been unlucky to have a number of...
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Insurance for flood hit area’s

Insurance for Properties after a flood claim A flood can cause catastrophic damage to a property, causing many thousands of euro worth of damage and can it can often take many months to repair the property. As well as physical damage, a flood event on your house or business can cause psychological trauma to those effected,...
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When is your house classified as non standard?

Non standard house insurance We often get asked, when is a house classed as non standard for insurance purposes? Here are some examples: If your house has over 20% flat roof. If your home has been previously flooded or is in a flood area. If you have one or more claims in recent years. If...
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Unoccupied premises insurance

Unoccupied house insurance There are many reasons that you may have a need to insure an unoccupied property, such as: A relative may have passed away and left a property behind. You may have bought a property with the intention of renovating it. You may have moved out of your property and have not yet...
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Getting alternative motor insurance after a claim

It is something we all dread, being involved in a motor accident that is our fault. The stress of dealing with insurers, repairers and garages and the thoughts of what your insurance is going to increase by, certainly doesn’t help. But can you source an alternative quotation after a motor insurance claim? The answer is...
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Don’t wait for a claim to realise your home is non standard..

Over the years we have taken details of clients looking for home insurance quotations and they have been surprised to learn that their homes are classed as non standard from an insurance point of view. A common issue with most insurance providers is with flat roofs. Some insurers will class anything more that 20% flat...
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Specialist life insurance – Don’t take no for an answer..

There may be a number of reasons you require life insurance, such as: The purchase of a property or a loan requirement. To make provisions for your family in the event of your death. To leave sufficient burial funds. These are all good reasons to have life cover, but what if you have been refused...
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